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26.11.15 1207
The W - Random - Insurance Woes
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Since: 22.4.02
From: Long Island

Since last post: 9 days
Last activity: 2 days
#1 Posted on | Instant Rating: 6.95
You wanted the best, you got... Out of Context Quote of the Week.

"I think I just wanted to say "Ass Pirate"." (Guru Zim)

As I type this post, I've got pieces of gauze wedged in my mouth. Just got my wisdom teeth removed, seeing as all four were pretty badly impacted. But upon talking to the receptionist days earlier, I was told my out-of-pocket expense would be just north of $1,500. Mentioned that to my boss, who was shocked that it'd be that high, as { Sorry, you must be logged in to see this text! } we get decent benefits.

But when I went to pay, that was apparently it, I owed the full amount right then. I guess there was some sort of oral surgery rider I needed (which I didn't know existed). Paid the deposit, and set up a payment plan for the rest, but is there anything that can be done to lower the out-of-pocket after the fact? Not necessarily looking for details, just wondering if it's possible under, well, any circumstances.

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Since: 8.10.03
From: flyover country

Since last post: 19 hours
Last activity: 19 hours
#2 Posted on | Instant Rating: 8.37
About the best I can offer is to talk to the insurance agency again and again if necessary in a nice way. Other than that save all you receipts and maybe you can at least deduct some of it. Although we owed $4000 on m daughters knee surgery and it wasn't enough. Good luck, I had that done one week before my wedding many decades ago. I did look svelte in the tux after sucking soup for a week.

Perception is reality

Since: 7.11.02
From: Dallas, TX

Since last post: 505 days
Last activity: 8 days
#3 Posted on | Instant Rating: 7.73
Did you talk to your benefits people directly? See what they say, especially since they are (supposed to be) on your side.

"Teach children that they have great potential because they are human." -Warrior

Since: 7.1.04

Since last post: 1697 days
Last activity: 623 days
#4 Posted on | Instant Rating: 6.32
Oral surgery is often excluded from dental insurance if it is covered under your medical plan. Talk to your benefits dept people.

If it doesn't pan out, you still have the option to deduct it from your taxes if you itemize.
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