I got some bendy wrestlers for my birthday, too - Austin, Kane, Undertaker and Rocky Maivia (yup, Rocky Maivia). We have a Big Lots-like store here called Marden's. $2 for the foursome, so cool. My wife - she's a big spender!
He's Rolie Polie Olie - and in his world of curves and curls, he's the swellest kid around.
First, I suppose you could decline the insurance, which I am not advocating. I agree with the previous posts. My insurance for the three of us runsa $7500 per year with a total real deductible of $2200 per person. $60 sounds good.