The W
Views: 97654102
Main | FAQ | Search: Y! / G | Calendar | Color chart | Log in for more!
24.7.14 2246
The W - Random - Getting Car Insurance Quotes
This thread has 5 referrals leading to it
Register and log in to post!
Thread rated: 5.71
Pages: 1
(5 newer) Next thread | Previous thread
User
Post (9 total)
cranlsn
Liverwurst








Since: 18.3.02
From: Sussex, WI

Since last post: 87 days
Last activity: 8 hours
#1 Posted on | Instant Rating: 2.89

For various reasons, we're searching for a new auto insurance company. I've had the same company for almost 30 years, so I've lost touch with the process.

I know that I can call/go to individual agents, but several people have suggested that I get quotes from an aggregator site so I can compare multiple quotes at once.

If anyone has any experience or suggestions to share, I'd be extremely grateful. Googling "Insurance Aggregator" brought up a lot of info, some of it dubious looking.

Thanks in advance.
Promote this thread!
DrDirt
Banger








Since: 8.10.03
From: flyover country

Since last post: 2 days
Last activity: 1 day
#2 Posted on | Instant Rating: 9.60
A little off topic, but sometimes you can save some cash combining homeowners with auto or just going with an overall umbrella policy.



Perception is reality
Zeruel
Thirty Millionth Hit
Moderator








Since: 2.1.02
From: The Silver Spring in the Land of Mary.

Since last post: 3 days
Last activity: 5 hours
#3 Posted on | Instant Rating: 6.55
My new roommate did this last week and her insurance on her 04 Civic dropped from $475 for six months with State Farm to $281 with Geico for the same coverage.

She was with State Farm for 10 years with no accidents/claims.



-- 2006 Time magazine Person of the Year --



-- July 2009 Ordained Reverend --
Mr Heel II
Lap cheong








Since: 25.2.02

Since last post: 1 day
Last activity: 8 hours
#4 Posted on | Instant Rating: 4.10
I went from $425 with an Allstate agent to $130 with esurance (an Allstate company).
Oliver
Scrapple








Since: 20.6.02
From: #YEG

Since last post: 1 day
Last activity: 1 day
AIM:  
ICQ:  
Y!:
#5 Posted on | Instant Rating: 4.27
I'll take a stab in the dark: if it's cost related, sometimes all you have to do is talk to them: tell them that their costs are too high and you're looking at going with someone else. If you've been with them for over thirty years, I'm going to assume that they'll do whatever it takes to keep your business and will do just that.

However, if you're looking for a new insurer, talk to friends. They'll offer great swag and gifts for referrals. My wife referred someone to the people we deal with, and we got some gift cards in return.

(edited by Oliver on 13.4.14 0800)


...on a roll!
Zeruel
Thirty Millionth Hit
Moderator








Since: 2.1.02
From: The Silver Spring in the Land of Mary.

Since last post: 3 days
Last activity: 5 hours
#6 Posted on | Instant Rating: 6.55
    Originally posted by Oliver
    I'll take a stab in the dark: if it's cost related, sometimes all you have to do is talk to them: tell them that their costs are too high and you're looking at going with someone else. If you've been with them for over thirty years, I'm going to assume that they'll do whatever it takes to keep your business and will do just that.



    (edited by Oliver on 13.4.14 0800)


My roommate tried that with State Farm and they told her that her price was alreadly the lowest it could be and there was nothing they could do.

(edited by Zeruel on 13.4.14 1108)


-- 2006 Time magazine Person of the Year --



-- July 2009 Ordained Reverend --
Stefonics
Bockwurst








Since: 17.3.02
From: Queidersbach

Since last post: 2 days
Last activity: 8 hours
#7 Posted on | Instant Rating: 6.17
    Originally posted by Zeruel
      Originally posted by Oliver
      I'll take a stab in the dark: if it's cost related, sometimes all you have to do is talk to them: tell them that their costs are too high and you're looking at going with someone else. If you've been with them for over thirty years, I'm going to assume that they'll do whatever it takes to keep your business and will do just that.



      (edited by Oliver on 13.4.14 0800)


    My roommate tried that with State Farm and they told her that her price was alreadly the lowest it could be and there was nothing they could do.

    (edited by Zeruel on 13.4.14 1108)


This is true. I worked for them. The price on the policy is computer generated based on all of the information the agent puts in the system combined with DMV checks and accident history. There are discounts for customer loyalty but it's only a three-tiered system. 2 years is 5%, 10 years is 15%, and 15 years is 20%.

Never go to an aggregator. Most aren't accurate and all of them will turn you into a lead so you'll be getting phone calls and emails from agents to get your business. Even after you switched. It's annoying.

DrDirt, you absolutely get a discount for combining HO/renters insurance with auto. The more products you combine with one company, the happier that company is. Off the top of my head, we had auto, HO/renters, life, mutual funds, supplemental health, hospital indemnity, commercial, motorcycle, boat, RV, ATV, and trailer insurance products. All can be bundled. And if you walk in and tell the agent that you want to set up an umbrella, he will be your best friend as long as you keep making on-time payments. It's infinitely easier to set up an umbrella than it is to get out of one, so make sure you really really like the company you have.

My work for State Farm has no bearing on my hatred for insurance commercials.
Kevintripod
Andouille








Since: 11.5.03
From: Mount Pleasant, Pa.

Since last post: 2 days
Last activity: 11 min.
AIM:  
#8 Posted on | Instant Rating: 5.97
Couple years ago I contacted about 10 car insurance companies to see which one would give me the best quote.

Geico beat out everybody.





"You have enemies? Good. That means you've stood up for something, sometime in your life." - Winston Churchill
Tenken347
Boudin blanc








Since: 27.2.03
From: Parts Unknown

Since last post: 2 days
Last activity: 1 day
#9 Posted on | Instant Rating: 5.26
    Originally posted by Stefonics
      Originally posted by Zeruel
        Originally posted by Oliver
        I'll take a stab in the dark: if it's cost related, sometimes all you have to do is talk to them: tell them that their costs are too high and you're looking at going with someone else. If you've been with them for over thirty years, I'm going to assume that they'll do whatever it takes to keep your business and will do just that.



        (edited by Oliver on 13.4.14 0800)


      My roommate tried that with State Farm and they told her that her price was alreadly the lowest it could be and there was nothing they could do.

      (edited by Zeruel on 13.4.14 1108)


    This is true. I worked for them. The price on the policy is computer generated based on all of the information the agent puts in the system combined with DMV checks and accident history. There are discounts for customer loyalty but it's only a three-tiered system. 2 years is 5%, 10 years is 15%, and 15 years is 20%.


Not surprised. I had the same experience with Progressive. Honestly, you have to ask yourself why you're getting insurance. If it's just to be in basic compliance with the law, look at Geico and esurance, and that's about it. If you actually have dreams of one day getting an insurance company to pay for any part of an accident, then the major companies are a slightly better bet, but they will cost you a lot more.
Thread rated: 5.71
Pages: 1
Thread ahead: Anyone driven the I-15 in winter?
Next thread: 32 new Calgary Stampede foods
Previous thread: Anyone speak Polish?
(5 newer) Next thread | Previous thread
I dunno, I've liked this season so far, but I guess I don't watch this show for the hope of someone getting offed every week. What this episode has me wondering is whether Tony is willing to recognize the consequences of his actions.
- Vishnu, Sopranos: An Improvement (2002)
The W - Random - Getting Car Insurance QuotesRegister and log in to post!

The W™ message board

ZimBoard
©2001-2014 Brothers Zim

This old hunk of junk rendered your page in 0.139 seconds.