The W
Views: 97619326
Main | FAQ | Search: Y! / G | Calendar | Color chart | Log in for more!
23.7.14 2122
The W - Random - Do you carry cash anymore? (Page 2)
This thread has 27 referrals leading to it
Register and log in to post!
Thread rated: 5.79
Pages: Prev 1 2
(1062 newer) Next thread | Previous thread
User
Post (38 total)
Hobbes
Cotechino








Since: 10.12.01
From: Kelowna

Since last post: 105 days
Last activity: 12 days
#21 Posted on | Instant Rating: 7.21
I like using a card for a bunch of reasons but I hate when I use it for small purchases. I feel like such a douche holding up a line and having to go through the whole debit transaction process when using my bank card to buy a $1.70 Slurpee. Sometimes I find myself buying a corn dog or candy bar just to pad the total a bit. Also, I used to start my month with a big wad of paper cash on payday and as I spent I'd stick all the change in a giant ziplock bag. What was great about this was near the end of the month I'd run out of paper bills, think I was broke, and count all the change only to find out I had 30-40 bucks in quarters, loonies and toonies. Debit has taken that away from me and stolen a customer from the folks at Ziplock!
Zeruel
Thirty Millionth Hit
Moderator








Since: 2.1.02
From: The Silver Spring in the Land of Mary.

Since last post: 2 days
Last activity: 1 hour
#22 Posted on | Instant Rating: 4.05
I always keep $100 on me. It's amazing when that'll come in handy (Like Tow trucks that will only haul your ass out of the middle of nowhere with cash).




The Catastrophic Annihilation War Room

Grimis
Scrapple








Since: 11.7.02
From: MD

Since last post: 1178 days
Last activity: 975 days
#23 Posted on | Instant Rating: 7.29
    Originally posted by Hobbes
    buy a $1.70 Slurpee.
I was going to ask what kind of Slurpee THAT was, then I saw the Maple Leaf...

Of course, I remember when the 44oz Slurpee was 99cents and today its $1.39. Damned inflation...



Mr Heel II
Lap cheong








Since: 25.2.02

Since last post: 9 hours
Last activity: 4 hours
#24 Posted on | Instant Rating: 6.09
For those who work in supermarkets or Target or Wal-Mart, a question...If your store is equipped with the card swiper/keypad that the customer uses, does the cashier see the number at all? Or is it all automated with them just getting an approval?

I do use my card at those places. Since you can scan your card as soon as the cashier is scanning, I find it actually works faster than using cash. But I try not to use it anywhere where I have to hand the card to a person, like smaller stores or restaurants (where I also have a "no credit card" policy because I figure if I don't have enough cash, I can't afford to eat there in the first place.)

I had a time one day where a woman behind me had her checkbook out, watching me use the card reader. "I just don't trust those things," she said. To which I said, "But you'll hand a paper check with your account number, routing number, name, address, and home phone number to that minimum-wage teenager?"

Stone cold stunned, she was. Actually, so was the cashier.
JoshMann
Andouille








Since: 17.11.03
From: Tallahassee, FL

Since last post: 2200 days
Last activity: 2198 days
AIM:  
Y!:
#25 Posted on | Instant Rating: 4.59
    Originally posted by Mr Heel II
    For those who work in supermarkets or Target or Wal-Mart, a question...If your store is equipped with the card swiper/keypad that the customer uses, does the cashier see the number at all? Or is it all automated with them just getting an approval?

    I do use my card at those places. Since you can scan your card as soon as the cashier is scanning, I find it actually works faster than using cash. But I try not to use it anywhere where I have to hand the card to a person, like smaller stores or restaurants (where I also have a "no credit card" policy because I figure if I don't have enough cash, I can't afford to eat there in the first place.)

    I had a time one day where a woman behind me had her checkbook out, watching me use the card reader. "I just don't trust those things," she said. To which I said, "But you'll hand a paper check with your account number, routing number, name, address, and home phone number to that minimum-wage teenager?"

    Stone cold stunned, she was. Actually, so was the cashier.


Although that doesn't mean in my America that anyone who writes a check for a total under $20 shouldn't be dragged out and kicked repeatedly by the people forced to wait for them.

But then, that's minor compared to what I would have in mind for people who bring 30+ items into the "20 items or less" lane.



I knew I smelled that odd combination of fear and baby powder
The Goon
Boudin blanc
Moderator








Since: 2.1.02
From: Calgary, Alberta, Canada

Since last post: 1 day
Last activity: 7 hours
#26 Posted on | Instant Rating: 8.08
Dexit is a company that is seeking to eliminate loose change, and in its place you can use a key fob for small purchases. This may be the future.
JayJayDean
Scrapple








Since: 2.1.02
From: Seattle, WA

Since last post: 2 days
Last activity: 4 hours
AIM:  
Y!:
#27 Posted on | Instant Rating: 6.84

    I always have some cash on me - you never know when the car is gonna break down and you need to get a tow.



    I always keep $100 on me. It's amazing when that'll come in handy (Like Tow trucks that will only haul your ass out of the middle of nowhere with cash).


You guys ever heard of AAA?




“To get ass, you’ve got to bring ass." -- Roy Jones Jr.

"Your input has been noted.
I hope you don't take it personally if I disregard it."
-- Guru Zim

"Speak English or face admin retribution." -- CRZ
Grimis
Scrapple








Since: 11.7.02
From: MD

Since last post: 1178 days
Last activity: 975 days
#28 Posted on | Instant Rating: 7.29
    Originally posted by JayJayDean
    You guys ever heard of AAA?
To be fair though, sometimes some of these backwoods tow companies haven't entered the plastic age...



Whitebacon
Boudin blanc








Since: 12.1.02
From: Fresno, CA

Since last post: 68 days
Last activity: 9 hours
AIM:  
ICQ:  
#29 Posted on | Instant Rating: 6.93
    Originally posted by Mr Heel II
    For those who work in supermarkets or Target or Wal-Mart, a question...If your store is equipped with the card swiper/keypad that the customer uses, does the cashier see the number at all? Or is it all automated with them just getting an approval?


I think the full account number is printed on the second copy of the receipt (either the one you sign for credit, or the debit slip) that is printed up after the customers copy at most places. This is the one that is kept for bookkeeping purposes.



    I had a time one day where a woman behind me had her checkbook out, watching me use the card reader. "I just don't trust those things," she said. To which I said, "But you'll hand a paper check with your account number, routing number, name, address, and home phone number to that minimum-wage teenager?"

    Stone cold stunned, she was. Actually, so was the cashier.


Beautiful. I probably would have agreed with you if I'd been the cashier.



Rudoublesedoublel
Potato korv








Since: 2.1.02
From: Kentucky - Home of the 8 time NCAA Champ Wildcats

Since last post: 43 days
Last activity: 2 days
#30 Posted on | Instant Rating: 5.00
A couple of points of interest in this thread....

I don't carry much cash, I work at a bank (as I'm about to reveal, I'm the Compliance Officer), have direct deposit and auto pay for as much as I care to have. The bank pays incentive to customers for using debit cards, so I use my debit card almost exclusively.

The receipts printing full card numbers - the Fair and Accurate Credit Transactions Act (FACT Act) was signed into law late last year and sets a time frame upon which all cash registers will have to exclude all but the last 5 numbers (IIRC) from receipts, so that won't be an issue over the long run.

12 CFR 205 (Regulation E) gives consumers many rights in regards to fraudulent activities relative to electronic transactions. In most cases consumer liability is limited to $50. However, identity theft is an ongoing concern, it costs us (the Bank) thousands per year to reimburse customers (and we're a smallish $350 million bank) for unauthorized electronic transfers. So, I guess what I'm saying is that while identity theft is a problem - most consumers stand to lose little in the long run financially. However, the pain in the rear of stopping things is great, so you should of course guard against identity theft.
Zeruel
Thirty Millionth Hit
Moderator








Since: 2.1.02
From: The Silver Spring in the Land of Mary.

Since last post: 2 days
Last activity: 1 hour
#31 Posted on | Instant Rating: 4.05
    Originally posted by JayJayDean

      I always have some cash on me - you never know when the car is gonna break down and you need to get a tow.



      I always keep $100 on me. It's amazing when that'll come in handy (Like Tow trucks that will only haul your ass out of the middle of nowhere with cash).


    You guys ever heard of AAA?



And I quote the two tow drivers I've delt with in my life

"When the police call it in, we take CASH ONLY."






The Catastrophic Annihilation War Room

JayJayDean
Scrapple








Since: 2.1.02
From: Seattle, WA

Since last post: 2 days
Last activity: 4 hours
AIM:  
Y!:
#32 Posted on | Instant Rating: 6.84
    Originally posted by Zeruel
    And I quote the two tow drivers I've delt with in my life

    "When the police call it in, we take CASH ONLY."




Having AAA means you DON'T HAVE TO PAY for towing up a 5-mile radius, and upgrading to AAAPlus means you DON'T HAVE TO PAY for towing up to a 100-mile radius. And if you get a flat, run out of gas, or lock your keys (among other things) in your car they send someone out to deal with it at no charge. Not to be shilling for AAA or anything but I'm astonished whenever I hear someone doesn't have it.



“To get ass, you’ve got to bring ass." -- Roy Jones Jr.

"Your input has been noted.
I hope you don't take it personally if I disregard it."
-- Guru Zim

"Speak English or face admin retribution." -- CRZ
Zeruel
Thirty Millionth Hit
Moderator








Since: 2.1.02
From: The Silver Spring in the Land of Mary.

Since last post: 2 days
Last activity: 1 hour
#33 Posted on | Instant Rating: 4.05
It's one of those economical decisions.

Should I pay the AAA fee (what ever it is a month) or just pay a tow whenever I need it. Two of my vehicles currently have a 800 # to call for free tows, but my older '90 Olds had no such plan when I owned it and needed the two tows.

I've been driving for 11 years and have spent just $150 in towing. I assume that in the 132 months that I've been driving, the AAA fees would exceed the $150.

So far it's a non-issue for me unless I drive my dad's Toyota or have a problem on my motorcycle.

(edited by Zeruel on 8.10.04 1716)

Oh yeah, from 1999-2003, my motorcycle was my primary means of transportation. When I checked in in 1999, AAA didn't offer motorcycle servives.

(edited by Zeruel on 8.10.04 1717)

grr...wish the Edit had a spell check
Or, I could try to not hit the submit button by accident in the future



(edited by Zeruel on 8.10.04 1722)


The Catastrophic Annihilation War Room

HomerJFong
Ten Millionth Hit








Since: 19.3.02
From: Ontario, Canada

Since last post: 2583 days
Last activity: 1409 days
AIM:  
#34 Posted on | Instant Rating: 8.07
Evere since discovering Where's Willy, the Canadian offshoot of Where's George a year and a half ago, I have reversed from being primarily debit to cash. Without searching through my bankbooks and whatnot, I think I've made about a dozen debit card purchases in the time period.

I keep two wallets, one that I carry on me with a rough estimate of what I need with bills marked with whereswilly, and a second one at home with unmarked bills that I won't be spending that day.

Of course, it has changed me so I am always ask for cash in 5's, or occasionally 10's when I go to a teller.





Dutchie
Boerewors
Moderator








Since: 29.1.02
From: PA

Since last post: 21 days
Last activity: 4 hours
#35 Posted on | Instant Rating: 7.73
I'm a recovering plasticaholic. I have 4 credit cards and 2 debit cards, but since starting work I've only used 2 of the credit cards for major purchases, online shopping/bill paying, and at the gas station. The town I'm working in doesn't have my ATM, thus I'd be paying those lovely fees every time I needed some cash. So I started budgeting from my directly-deposited paycheck. It's a biweekly check, so I can take out enough to cover half of what I project each bill to be, plus some extra for my cash needs. There's at least $20 in my wallet at any given time. At the end of every other payday, I've got enough in the envelopes to cover my bills, which goes back in the bank to cover the checks I write. Whatever's in the extra envelope that I haven't spent goes aside for Christmas shopping or whatever else I'd want it for. It protects against overdrafting at the end of the month too.

I'm with Hobbes now though. I feel like a schmuck if I have to use a card to pay for little incidentals at a store anymore. Of course, if the office Powerball numbers hit tomorrow night, the errand man won't ever have to worry about having to pay with anything besides cash. :)



PSU 2-3 (0-2 Big Ten) Can we just hook our entire offense up to "The Michael Vick Experience" ride from the Nike commercials? Please?
"You rock, Rolfski. You are one hep cat."
"Ya, ya, sock it to me."
SeVen â„¢
Kishke








Since: 11.1.02
From: Japan

Since last post: 2359 days
Last activity: 2190 days
#36 Posted on | Instant Rating: 5.76
    Originally posted by PeterStork
    McDonalds is trying harder and harder to ban cash from my wallet, but for some reason, the closer you get to St. Louis on the Illinois side, the less likely it is you'll find one that accepts the magic plastic. All the rural franchisees with no competition honor them, but go two blocks south of the mall and *boom*, it's a big sign saying "NO CREDIT CARDS, YOU DICK." Well, maybe not the last two words.

    Since White Castle is being stubborn, too, I usually have to keep ten to twenty bucks on me. If Steak 'n Shake hadn't gone to plastic, I would just forget the bank exists and turn my check over to them.


OMG Steak 'N Shakes, White Castles....I miss St Louis so much. I will use my credit card if I could order some White Castles, Steak N Shake, and a case of Vess Soda.




R.I.P. My Love for Wrestling
1984-2004
Until the next wrestling boom.

Oliver
Scrapple








Since: 20.6.02
From: #YEG

Since last post: 10 hours
Last activity: 10 hours
AIM:  
ICQ:  
Y!:
#37 Posted on | Instant Rating: 3.36
I rarely carry cash, but since I just moved into a smaller community in Northern Ontario (Elliot Lake, pop. 13k), I'd probably carry it more often. Simply because fewer places out here take Interac...and also, there's less crime.

When I was in Edmonton, and when I was in Toronto, I rarely(if ever) carried cash, for the opposite reasons.



No skinny chicks, please.
whatever
Lap cheong








Since: 12.2.02
From: Cleveland, Ohio

Since last post: 2 days
Last activity: 3 hours
#38 Posted on | Instant Rating: 6.39
    Originally posted by JayJayDean
      Originally posted by Zeruel
      And I quote the two tow drivers I've delt with in my life

      "When the police call it in, we take CASH ONLY."




    Having AAA means you DON'T HAVE TO PAY for towing up a 5-mile radius, and upgrading to AAAPlus means you DON'T HAVE TO PAY for towing up to a 100-mile radius. And if you get a flat, run out of gas, or lock your keys (among other things) in your car they send someone out to deal with it at no charge. Not to be shilling for AAA or anything but I'm astonished whenever I hear someone doesn't have it.

I *AM* an AAA member. However, you don't always have access to a phone to call the puppy in, and might just be stuck upon someone else's kindness. Eh, probably a moot point, but it's like my umbrella - if I have it, I guarantee I won't need it. If I forget it, it's gonna rain.

Thank God for the AAA towing service, though. Saved my behind a couple of times.



"Lita holds a Stone Cold Steve Austin home pregnancy test. What will the Bottom Line say? “Hell Yeah” or “Eh-EH”?" - Raw Satire, 6/15/04

"Our enemies are innovative and resourceful, and so are we. They never stop thinking about new ways to harm our country and our people, and neither do we." - George W. Bush

Pages: Prev 1 2
Thread rated: 5.79
Pages: Prev 1 2
Thread ahead: The Onion pisses me off
Next thread: Weird Morbid Pattern?
Previous thread: Headlights
(1062 newer) Next thread | Previous thread
On Kazaa Lite I found RIC FLAIR vs RICKY STEAMBOAT in a match in 89! I'm thinking YEEEEEEES! But it's been on remotely queued =( ARRRRRRRRRRRRRRRRG!
- El Nastio, NOOOOO! (2002)
The W - Random - Do you carry cash anymore? (Page 2)Register and log in to post!

The W™ message board

ZimBoard
©2001-2014 Brothers Zim

This old hunk of junk rendered your page in 0.169 seconds.